Research Library

HousingForward Virginia’s Research Library is sorted by topic and geographic focus. All our resources can be sorted by geographic category: National, Virginia, and Other States. Our resources span some of the best and most widely cited housing and related research that is publicly available online. Our database is always growing as recent studies and reports are added, so please check back often.


Research
Stable Home Ownership in a Turbulent Economy: Delinquencies and Foreclosures Remain Low in Community Land Trusts

The study examined mortgage delinquency and foreclosure rates among the owner-occupants of resale-restricted houses and condominiums in community land trusts (CLTs) across the United States and compared CLT results to rates of delinquency and foreclosure among the owner-occupants of conventional market-rate housing reported by the Mortgage Bankers Association’s National Delinquency Survey (MBA).

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Research
Balancing Affordability and Opportunity

This report shows that shared equity programs are successful in creating homeownership opportunities for lower income families that allow purchasers to accumulate assets, while, at the same time, creating a stock of affordable housing that remains within the financial reach of subsequent lower income homebuyers.

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Research
Strengths, Challenges and Opportunities

Experts in the field conducted an assessment of affordable ownership housing programs in San Mateo County, California to offer guidance for the jurisdictions as well as to test the assessment instrument.

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Research
Lands in Trust, Homes That Last

This evaluation examines how effective Champlain Housing Trust has been in reliably delivering – and equitably balancing – two sets of benefits, some accruing primarily to the homeowners served by CHT (individual benefits) and some accruing primarily to society as a whole (community benefits).

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Research
Shared Equity, Transformative Wealth

This 2007 white paper provides an analysis of several alternative strategies for sharing the equity growth that accompanies home price appreciation to balance the dual goals of individual asset accumulation and ongoing affordability to future home purchasers.

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Research
Community Development Outlook Survey

The Federal Reserve Bank of St. Louis’ Community Development Outlook Survey (CDOS) collects original data that informs and guides the long-term programming of the St Louis Fed’s Community Development staff and informs community development practitioners about trends and outlooks that affect low- and moderate income (LMI) communities in the Eighth Federal Reserve District.

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Research
The Affordable Housing Gap Analysis 2016

The Gap, a National Low Income Housing Coalition report, documents a shortage of 7.2 million affordable and available rental units for the nation’s 10.4 million extremely low income (ELI) renter households, those with income at or below 30% of their area median (AMI).

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